Medical health insurance is available for students who meet the eligibility requirements.
The Student Health Center does NOT file private insurance. Students with private insurance are charged for some services and may request an itemized bill to file with their individual insurance companies. Reimbursement is not guaranteed. Read more about Student Health Center eligibility and associated costs.
Optional major medical health insurance is available for purchase by students who meet the eligibility requirements. Read more about how UT Health Insurance works.
International Students
The Student Health Center automatically enrolls all international students in the UT Student Health Insurance plan. Read more about health insurance for international students.
Domestic Students
Eligible domestic students may opt to purchase the UT Student Insurance plan. Read more about the UT Student Health Insurance plan.
Graduate Assistants
GA/GRA/GTAs with a 25% or greater appointment are automatically enrolled in the UT Student Insurance plan.
International Graduate Assistants, Graduate Research Assistants, and Graduate Teaching Assistants must complete a waiver each semester. Learn more about completing the UT Student Health Insurance waiver.
Eligible Dependents
Students enrolled in the UT Student Insurance plan may enroll dependents. Learn more about the UT Student Insurance Plan and dependents.
Dental & Vision
These separate insurance options may only be purchased during the Fall open enrollment period. Learn more about insurance options and open enrollment.
Frequently Asked Questions
UHCSR Health Insurance Plan certificate: studenthealthprograms.com/documents/
UHCSR Health Insurance summary: studenthealthprograms.com/plan-summary/
UHCSR Dental Insurance details: studenthealthprograms.com/lib/file/manager/2020_Dental_Benefit_Summary.pdf
UHCSR Vision Insurance details: studenthealthprograms.com/lib/file/manager/2020_Vision_Benefit_Summary.pdf
| Effective Dates | Rate |
|---|---|
| Annual: August 1 – July 31 | $2,400 |
| Fall: August 1 – December 31 | $1,000 |
| Spring/Summer: January 1 – July 31 | $1,400 |
| Summer: May 1 – July 31 | $600 |
Enrollment Deadlines
For more information on insurance enrollment deadlines, visit studenthealthprograms.com.
Insurance Enrollment for Domestic Students and/or Dependents
- Annual: September 20, 2021
- Fall: September 20, 2021
- Spring: January 31, 2022
- Summer: May 31, 2022
Dental/Vision Insurance
- Annual only: September 20, 2021
Waiver Deadlines
International Graduate Assistants
- Fall: August 31
- Spring: January 31
- Summer: Applies only if this is your first semester
Learn more about UT Student Health Insurance for graduate assistants.
International Students with Own Insurance
- Fall: August 31
- Spring: January 31
- Summer: Applies only if this is your first semester
Learn more about UT Student Health Insurance for international students.
Choice Plus Network Providers: studenthealthprograms.com/documents/
Please contact The Hildreth Agency: studenthealthprograms.com/contact-us/
For Medical, Dental, and Vision Plan Details, please visit studenthealthprograms.com.
Help, I need an insurance card!
Download the Mobile App using the QR codes to access your insurance card and view medical claims.
From the app, you may fax or email your insurance card to medical providers.
Who is eligible?
- All international students are automatically enrolled in the UT insurance plan.
- Degree-seeking students enrolled in 6+ undergraduate or 3+ graduate hours (at least 1 hour considered “on campus”)
- Students participating in a qualified co-op program
- Dependents of eligible students: spouse, domestic partner, and dependent children under 26 years of age
Information for International Students
Information for Graduate Students with an Appointed Assistantship
Who is Not Eligible?
- Fully Online Students
- Distance Education Students
Other students/scholars:
- UT College of Social Work (Nashville): Contact The Hildreth Agency at (865) 691-4652 for details
- Visiting Scholars (who are not enrolled as students): Contact The Hildreth Agency at (865) 691-4652 for details.
Administration
The Hildreth Agency will administer the student insurance plan through United HealthCare Student Resources.
You may contact them directly at:
The Hildreth Agency / Student Health Programs
10259 Kingston Pike
Knoxville, TN 37922-3566
Phone: 865-691-4652 or 800-874-0831
Email: studenthealth@hildrethins.com
Questions? Contact one of your UTK Student Health representatives:
Sara Dunphy, (865) 974-6147, sdunphy2@utk.edu
Yolanda McCaffrey, (865) 974-2337, ymccaffrey@utk.edu
Angie Bataille, (865) 974-6397, abataill@utk.edu